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Why Get A Home Inspection?

Home Buyers Guide

Home Buyer's Guide

The home-buying process doesn't need to be scary. My step-by-step guide will walk you through the process and answer your questions on what you should expect in your search, where to look for loans, and what to watch out for when closing the deal.

Follow These Steps

Step 1: Ready for Home Ownership?
Step 2: Getting a REALTOR®
Step 3: Getting Mortgage Preapproval
Step 4 :House Hunting
Step 5: House Hunting Tips
Step 6: How to Choose a Home
Step 7: Home Can I Afford
Step 8: Making an Offer
Step 9: Home Inspection
Step 10: The Closing

Step 9 Why Get A Home Inspection?

Remember, the lender's appraiser is not a home inspector!
A home inspection is an objective visual examination of the physical structure and systems of a home, from roof to foundation. It is the equivalent of a physical examination from your doctor, and will allow you to get a true understanding of what problems could potentially arise if you were to buy the home. When problems or symptoms of problems are found, the inspector may recommend further evaluation or remedies. For example, evidence of termites might warrant a detailed pest inspection.

Advice & Tips on Moving

You can save a lot of money if you do the bulk of the packing on your own. Pack like a pro!

Why do I need a home inspection?
A home inspection summarizes the condition of a property, points out the need for major repairs and identifies areas that may need attention in the near future. Buyers and sellers depend on an accurate home inspection to maximize their knowledge of the property in order to make intelligent decisions before entering an agreement to purchase or sell.

A home inspection points out the positive aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After an inspection, both parties have a much clearer understanding of the value and needs of the property.

For home owners, an inspection may be used to identify problems in the making and to learn about preventive measures, which might avoid costly repairs in the future. If you are planning to sell your home, an inspection prior to placing your home on the market provides a better understanding of conditions that may be discovered by the buyer's inspector, giving you an opportunity to complete repairs that will make your home more desirable to potential buyers.

What is involved in a home inspection?
If your offer says "this offer is contingent upon (or subject to) a certain event," you're saying that you will only go through with the purchase if that event occurs. The following are two common contingencies contained in a Offer to Purchase:

A standard home inspection summarizes findings from a visual inspection of the homes:

  • Heating system
  • Central air conditioning system (temperature permitting)
  • Interior plumbing
  • Electrical systems
  • Roof, attic, and visible insulation
  • Walls
  • Ceilings
  • Floors
  • Windows and doors
  • Foundation, basement, and the visible structures of the home.
  • Note: A good inspector will provide you with a written report immediately following the inspection.

A failed inspection allows you to withdraw from the transaction (provided this contingency is in your Offer to Purchase Real Estate or the Purchase and Sale agreement) or renegotiate the sales price.

 

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