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House Hunting!

Home Buyers Guide

Home Buyer's Guide

The home-buying process doesn't need to be scary. My step-by-step guide will walk you through the process and answer your questions on what you should expect in your search, where to look for loans, and what to watch out for when closing the deal.

Follow These Steps

Step 1: Ready for Home Ownership?
Step 2: Getting a REALTOR®
Step 3: Getting Mortgage Preapproval
Step 4 :House Hunting
Step 5: House Hunting Tips
Step 6: How to Choose a Home
Step 7: How Much Can I Afford
Step 8: Making an Offer
Step 9: Home Inspection
Step 10: The Closing

sucessful home inspection

Step 4 House Hunting!

Some 6 million new and existing homes are sold each year. There's no shortage of housing options, but with so many choices the challenge becomes finding the property which best meets your needs.

The housing market is complicated because the stock of homes for sale is always in flux. If it were possible to have a complete list of every home for sale at this very moment in a given community, such a list would become obsolete within seconds as new homes become available and properties now for sale are put under contract.

In effect, buyers are looking at a moving target in a marketplace that is never static. Because of this, it is important to know as much as possible about the choices in preferred markets, and the way to do that is by working closely with a Sal Cortese an experinced Realtor® who has a good "lay of the land."

What are you looking for?
A home is more than just a collection of bedrooms and bathrooms. Several properties - each with four bedrooms, three baths, and the same price - may well represent radically different designs, commuting distances, lot sizes, tax costs, interior dimensions, and exterior finishes.

Advice & Tips on Moving

You can save a lot of money if you do do the the bulk of the move on your own. By renting Pods!

Each of us is different and so it's important to list the features and benefits you want in a home. Consider such things as pricing, location, size, amenities (extras such as a pool or extra-large kitchen) and design (one floor or two, colonial or modern, etc.).

Next, it's important to consider your priorities. If you can't get a home at your price with all the features you want, then what features are most important? For instance, would you trade fewer bedrooms for a larger kitchen? A longer commute for a bigger lot and lower cost?

Lastly, consider your needs in several years. If you'll need a larger home, maybe now is the time to buy a bigger house rather than moving or expanding in the future. If you expect your income to increase, perhaps you should consider a more expensive home financed with a loan program where monthly payments increase in the future.
Special Home Buying Programs

Where should you look?
All neighborhoods and communities have a special nature that gives them identity and value. One community may be well known for historic homes while another offers both suburban living as well as easy access to downtown office areas.

Our Home Search engine at salcortese.com offers tens of thousands of homes online throughtout Massachusetts. By any standard, it's the one of largest source for property information online or off. You can look at homes to contact mortgage brokers, get pre-approved and you can also obtain moving advice and tips, reant moving trucks and storage services.

How do you find a house?
Regardless of your choice, it's important to target your search. By using basic measures such as general location and affordability, you can refine your search and focus on homes that offer the most desirable features.

As a guide, you should maintain a file with information on each of the homes you like. You can print out listing pages and then make notes for each one - what you like, questions, location data, etc.

 

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